How much do subscriptions cost over 10 years?

The average person spends $273/month on subscriptions, which totals over $32,000 over 10 years. Services like Adobe Creative Cloud can cost over $6,500 alone in that time.

What could I buy instead of paying for subscriptions?

Instead of renting content, you could own it. For example, your streaming subscription costs could buy vinyl records, books, or permanent digital purchases. Our calculator shows what you could own instead of paying monthly fees.

How can I reduce my subscription costs?

Use our calculator to see your total spend, identify expensive subscriptions, find cheaper alternatives, and cancel services you rarely use. Many services have free alternatives or one-time purchase options.

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Home/Compare/ChatGPT Plus vs GitHub Copilot Individual

ChatGPT Plus vs GitHub Copilot Individual

Which subscription costs less over time?

GitHub Copilot Individual saves you $120 over 10 years

That's $1/month or $12/year less

ChatGPT Plus

OpenAI's premium AI assistant with GPT-5.2 Thinking mode and higher limits.

Monthly$20

Yearly$240

5 Years$1,200

10 Years$2,400

Cancellation:

Easy

CHEAPER OPTION

GitHub Copilot Individual

AI pair programmer with code completions, chat, and multi-file editing.

Monthly$19

Yearly$228

5 Years$1,140

10 Years$2,280

Cancellation:

Easy

Cost Breakdown

Timeframe	ChatGPT Plus	GitHub Copilot Individual	Difference
Monthly	$20	$19	$1
6 Months	$120	$114	$6
1 Year	$240	$228	$12
2 Years	$480	$456	$24
5 Years	$1,200	$1,140	$60
10 Years	$2,400	$2,280	$120

The Bottom Line

GitHub Copilot Individual is the more affordable option at $19/month compared to ChatGPT Plus's $20/month.

Over 10 years, choosing GitHub Copilot Individual saves you $120. That's enough to buy a few good books.