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Xbox Game Pass vs PS Plus: Which Gaming Subscription Is Worth It?

Xbox Game Pass costs $204/year and PS Plus Premium costs $160/year. We compare value, game libraries, and whether you should subscribe at all.

January 7, 20262 min readUpdated January 24, 2026

Xbox Game Pass vs PS Plus: Which Is Worth It?

Gaming subscriptions have taken over. But at $160-200/year, are they worth it?

The Cost Comparison

| Service | Monthly | Yearly | 10 Years | |---------|---------|--------|----------| | Xbox Game Pass Ultimate | $16.99 | $203.88 | $2,038.80 | | PS Plus Premium | $13.33 | $159.99 | $1,599.90 | | PS Plus Essential | $5.83 | $69.99 | $699.90 | | Nintendo Switch Online | $3.33 | $39.99 | $399.90 |

What You Get

Xbox Game Pass Ultimate

  • 400+ games including day-one releases
  • EA Play included
  • Cloud gaming
  • Online multiplayer
  • PC Game Pass included

PS Plus Premium

  • 400+ games to download
  • Classics catalog (PS1/PS2/PS3/PSP)
  • Game trials
  • Cloud streaming
  • Online multiplayer

The Value Math

An average new game costs $70.

Xbox Game Pass: If you play 3 games/year you'd otherwise buy, it pays for itself.

PS Plus: Play 2-3 games you'd have bought and you break even.

When Subscriptions DON'T Make Sense

  • You only play 1-2 games per year
  • You prefer owning your games
  • You mostly replay favorites
  • You're patient enough to wait for sales

The Ownership Alternative

| Buying Strategy | 10-Year Cost | You Get | |-----------------|--------------|---------| | Game Pass | $2,039 | Access while subscribed | | Buy 3 games/year on sale ($30 each) | $900 | 30 games you own forever | | Savings | $1,139 | Permanent ownership |

Our Verdict

Get Game Pass if: You're a variety gamer who plays lots of different games, especially day-one releases.

Skip subscriptions if: You play fewer than 5 games/year or prefer owning your library.

See the full breakdown on our Xbox Game Pass and PS Plus pages.

See Your True Subscription Cost

Add up all your subscriptions and see what you'll spend over 10 years.

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